If you use a bank ATM card please read through the security info I'm about to share with you in this post. Most of us are aware of the risk in disclosing our atm pin to third parties but have never been warned about this.
I discovered this loop hole some years back in the security of atm cards but didn't say anything because I'm not interested in exploiting anybody let alone lifting there money from their account even when I have access to their atm. But everyone is not like me! I got awaken now because some others have discovered this and have started exploiting it. So what is this loop hole? Read on;
When you are making payment on popular online stores, Aliexpress especially, you only need your card number and the CVV, which is the 3 digits at the back of the card. Your pin or token is not needed at least for transaction whose amount aren't big.
How does that affect you? Since maybe you don't really buy things online. Yes, it affects you! Anyone can lay hold on your card somehow, all they need do is snap the front and back of it. Without having your physical atm card, they will be able to use your card to buy things online.
HOW CAN YOU SECURE YOUR CARD TO AVOID THIS LOOPHOLE?
1. Keep your card away from preying eyes, trust nobody!
2. BACKUP YOUR CARD NUMBER AND CUT IT OUT! HOW?
i. You can snap it back and front and keep it as picture.
ii. You can save the card number with unsuspected name in your contact list on your sim card.
What if you lost your phone and sim card? For more security, do this;
i Save the card number directly on your email from your smartphone. Click add new contact and select the email you login on your phone and save it. Any phone you login into with that same email will bring the contact.
ii. Save the card number or image as saved messages on Telegram. You can access this anytime, anywhere and on any devices. For how to do that, read my post on that here: How to Use Telegram as Online Storage.
iii. Email the card details to yourself as an email. You can actually send an email to yourself. Just put your email again in the receiver field and send.
After you have done one of the above backup options, simply cut out the card number at the front of your Atm card leaving the last 4 digits because you will be needing that often when dealing with the bank officials. Be careful not to tamper with the CHIP.
I hope that help. In case of any question ask in the comment section.
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| A labelled Atm card showing its front elements. |
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| A labelled Atm card showing its back elements. |
HOW CAN YOU SECURE YOUR CARD TO AVOID THIS LOOPHOLE?
1. Keep your card away from preying eyes, trust nobody!
2. BACKUP YOUR CARD NUMBER AND CUT IT OUT! HOW?
i. You can snap it back and front and keep it as picture.
ii. You can save the card number with unsuspected name in your contact list on your sim card.
What if you lost your phone and sim card? For more security, do this;
i Save the card number directly on your email from your smartphone. Click add new contact and select the email you login on your phone and save it. Any phone you login into with that same email will bring the contact.
ii. Save the card number or image as saved messages on Telegram. You can access this anytime, anywhere and on any devices. For how to do that, read my post on that here: How to Use Telegram as Online Storage.
iii. Email the card details to yourself as an email. You can actually send an email to yourself. Just put your email again in the receiver field and send.
After you have done one of the above backup options, simply cut out the card number at the front of your Atm card leaving the last 4 digits because you will be needing that often when dealing with the bank officials. Be careful not to tamper with the CHIP.
I hope that help. In case of any question ask in the comment section.
